We have all seen countless ads, billboards, and commercials advocating different varieties of insurance coverage. But why is insurance seemingly important? Insurance is designed to pay for many types of claims depending upon the type of plan that has been payed for. Insurance can be an effective tool in protecting our automobiles, homes , belongings, and physical health; despite its seemingly high price. Law requires some types of coverage, while others can be bought in addition. A helpful insurance agent can go over your best options concerning prices and coverage. home insurance 77498