We are constantly bombarded by numerous ads, billboards, and commercials selling different types of insurance coverage. But why is insurance so important? Insurance is built to work for different types of allegations depending of the type of plan that has been bought. Insurance can be an effective tool in protecting our vehicles, houses, things, and physical health; despite its ridiculously high rate. Some types of insurance are required by law, while others can be purchased in addition. resourceful insurance agent can discuss your best options regarding prices and coverage. life insurance chicago il